In 2005, the Bankruptcy laws were overhauled — for the worse in my opinion, because I represent the little guy. The changes were great if you are a Creditor — a bank or car lender. For those who work for a living and sometimes struggle to pay the bills, and sometimes need to declare bankruptcy, the 2005 changes were no good thing. The Supreme Court will soon be hearing a challenge to part of those changes, and may overturn them as unconstitutional.

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